Spring 2022, Time for a Fresh Start!

We are still adjusting to the new normal with Covid protocols. We are doing all hearings by telephone and I have found my clients now prefer telephone meetings with me so there is no need to drive to my office!

The attorney fee is $1000 and the filing fee is $338

so $1,338 total plus the two online courses are under $20.

You can email jeff at jeff.mathias@gmail.com to rock and roll.


We have an unlimited homestead exemption here in Iowa so you get to keep your home as long as you make payments. The car exemption is $7,000 so if your car is worth $20,000 and you owe $13,000 or more you are fine since your equity is all we need to exempt. Most people are fine keeping their car.

You also get to keep retirement, furniture, appliances, jewerly, most people do not lose anything! If it is close to tax season do talk to Jeff about protecting your refunds. You can discharge your credit cards, medical and most consumer debt. The main non dischargeables are newer back taxes, student loans and child support. Most of my clients report wishing they had filed long before they did.


"Before calling Jeff for help I felt ashamed that I had let myself get into the financial situation I was in and believed that by filing bankruptcy I would be judged. From the first email to my court hearing Jeff always made me feel at ease and never once made me feel like I was a failure for having to go through this".

"He was always prompt in emails, always answered my questions and kept me informed throughout the process. He gave me a positive outlook for mine and my families future. Thank you for everything you have done for us."